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I must say, studying a Master's open your eyes in many ways. One of them is the know-how about how to actually do business with IT. As a Computer engineer, all IT is just IT. ITAM gives a very good program called MTIA which it is in my opinion, the perfect bridge between IT and business management. It will give you the tools to monetize the technology. I might think the MTIA program might see the future of the FinTech in a very naive way (the program, at least in 2007-2010, did not have any subjects related to cryptocurrencies).

I must recognize I delayed getting into cryptocurrencies. Although I was aware of Bitcoin, I did not take it seriously because I was not able to go to Walmart and pay with it. At that time I did not completely understand how to convert the cryptocurrency to my local currency.

In late 2016, I started to study the cryptocurrencies and built a little miner. After some readings and studies about the cryptocurrencies fluctuations, its relationship with trading, and financial impacts, I took the call not only to mine them but to make them as much as profitable I could. I decided to start trading.

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Miners are usually encouraged to do mining on a specific cryptocurrency because the reward when finding a block. The mining reward should be bigger than the money you invest (like the hardware and the electricity). However, mining the most profitable coin at that very moment could be seen as the fast and right answer, however, if you give a second thought, this could not be the right answer. Usually, when you mine, you don't sell the coin right away. It is wise to wait until the right moment (when the selling price is the best). And because of that, you should have another approach.

If you like me have some spare hardware and you have the option to choose what currencies to mine, this article will show you how I came with a decisiĆ³n.

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PayPal is one of the biggest (or maybe the biggest) payment processor in the world, it allows you to safely send payments to untrust people around the globe. Paypal is not a cheap carrier, it bills approximately a 0.30 USD + 3% fee; however, it is fullish to think you shouldn't accept payment through it. I do not know anyone who does not have a Paypal account. PayPal has developed a trust level where you can put your credit card number rather than setting it up on an unknown e-commerce website.

I am writing about PayPal as I am planning a service that will eventually send payments to people in the world. As a business strategy, PayPal is offered as a payment option. So, I will share with you my findings regarding what countries does PayPal serves and how it serves them.